November 25, 2009
Editor’s Note: Since this is Thanksgiving week, instead of having our beer review on Friday we’ll have it a smidgin earlier so you can all revel in your beerful knowledge before your tryptophan-induced comas. Happy Turkey Day everyone!
By Anchor Brewing Co. (San Francisco, CA)
12 fl oz.
Anchor Old Foghorn
San Francisco’s celebrated Old Foghorn Ale has been virtually handmade by the brewers of Anchor Steam Beer, in one of the world’s smallest and most traditional breweries, since 1975. Our barleywine-style ale, the first of its kind in modern times in the United States, has a luscious depth of flavor that makes it ideal for sipping after dinner. It is made with top-fermenting yeast, fresh whole hops, and “first wort,” the richest runnings of a thick all-malt mash. Old Foghorn is “dry-hopped” in the classic ale tradition and aged in our cellars until it attains the perfect balance of malty sweetness, estery fruitiness, and exquisite hop character, for which it is known throughout the world.
Barleywine is one of my favorite styles the beer world has to offer. Is it called a barleywine because it’s produced with grapes? Not at all. The English Barleywine was one of the first beers to be brewed to the “strength of wine,” hence barley-wine. The original version tended to be sweeter and extremely malty but with just enough hops to balance the sweetness. And what did we Americans do? We hopped the crap out of it. Furthermore, the residual sweetness is a result of the yeast failing to ferment all the sugars in the beer resulting in a malty sweet, alcoholic beverage. These beers age well, keep a few.
Old Foghorn 6-pack
A six-pack for $12.99? Risky purchase since they don’t offer this in single bottles. Worth it? We’ll see…Amber brownish in color with a tan-beige colored head that has medium retention. This barleywine is quite opaque, seems to be unfiltered. The aroma starts off a little musky with some cloves. Hop aroma is very mild with hints of orange and citrus. The malt dominates with flavors of figs and raisins. The initial sip is loaded with intense maltiness, with a strong hop bitterness following. The malt profile is simple but with emphasis on caramel/toffee and some bubblegum notes. The hops in this beer seem to focus more on bitterness rather than flavor. Very full-bodied with moderate level of carbonation and some alcoholic warmth. This beer is extremely rich and well-supported by the hops. This beer is definitely a after dinner sipping beer, savor it.
Category 19C: American Barleywine
Total: 40/50 — B+
November 23, 2009
If you were thinking about buying your first house but then put it on hold because the first time homebuyer tax credit is expiring on November 30, it is time to reconsider. The senate has passed a bill to extend this credit until April 30 (and giving you two months to close – by the end of June) in efforts to continue encouraging real estate growth. Home prices are still down, but seemingly on the rise so it is still a great time to look around!
On the other side of the spectrum, those who are in the position of taking advantage of jobless benefits may be interested to hear that the senate has also chosen to extend those benefits by 14 – 20 weeks, depending on the state. If the state unemployment rate exceeds 8.5%, then jobless benefits are extended by 20 weeks. This is also in response to reports that unemployment is still on the rise, regardless of whether the economy is recovering (or not).
This news tip will probably be pretty obvious to some of you but maybe not for others so I thought it would be worth mentioning. Have a great week!
November 10, 2009
Election week! This past Tuesday, we had off-year elections. Not presidential, not mid-term, but off-year. Chances are you didn’t vote since about 40% of people actually vote in even midterm elections. This isn’t so unusual and like many people I know (even my close friends), not knowing about local politics makes sense. After all, not having kids going through public school, not using social services like medicare, and generally not seeing much local government in action makes people complacent.
Local issues may not seem worth your effort, except that low voter turnout misrepresents what people actually think. A few couple of local election issues that you may care about:
- Same-sex marriage has been rejected in all 31 states where it’s been put up for vote. Polls show that something like 40% of people think it should be legal and it was defeated most recently this past election in Maine. So if you’re gay or lesbian or have any gay or lesbian friends and care about them maybe you’ll care to be acknowledged by your government to be equal to everyone else.
- Do you care that American education is so backwards that we still have people pushing to teach creationism as science in schools? This is a local issue, that is decided by school boards and other local officials. Quick aside – I recently heard a story of a friend of mine who was buying a drink from a concessions stand and the girl manning the cart had to go for a calculator when making change for a $20 on the $3 drink. And apparently this girl was in high school.
- Taxes are frequently put up to vote. And even if the tax measures themselves aren’t, anything that mandates a service provided by the government has tax implications. A good example of this is New York’s $50 billion medicare tab (almost $8K per person) which comes from decades of local politics.
So it’s time to go all after school special on everyone and remind everyone to take some time out and vote. In my case, I went after work on Tuesday after spending an hour reading about the candidates up for election in my city and listening to recordings of them speak from local meetings. If any readers are from Sunnyvale, I recommend http://www.radiosunnyvale.com/ as a good local resource. In general, http://www.smartvoter.org/ covers every election in the country.
Some good reasons not to vote:
- If you don’t care about what’s being put up for vote, don’t bother. But like RT has said before, once you do this, you really have no right to complain about the outcome.
- If you don’t care enough to research what the pro and cons are of each item, don’t vote. This one may be more controversial, but I think turnout for turnout’s sake is stupid. It just perpetuates shallow, short advertising that either ignores issues and anything of substance or plays up a single emotional issue with no pretense of neutrality or nuance. Youtube has plenty of examples of such sound-bite ads.
Some bad reasons not to vote:
- Too busy on election day. This is a terrible excuse. Many employers will give time off to let their employees vote. And if you think that if we made the day a holiday so there was no dependence on a kind employer, check out this study that showed that making an Election Day holiday doesn’t really increase voter turnout.
- Didn’t register in advance. This was almost my excuse this year since I recently moved into town and haven’t registered locally yet. It turns out that you can vote provisionally even without previously being registered. The only catch is that your vote isn’t counted till later. One neat thing about this process is that you get a stub that lets you check if your vote counted (or if they caught you on fraud).
November 6, 2009
At the heels of RT’s last post “California’s New Tax Withholding Scheme,” I wanted to chime in about a couple of other things I had learned. I had watched a piece on it on the local news, but found the highlights I took away nicely summarized in this article from the LA times. I’ll just mention a couple things from the article, and leave the rest of it up to you to take a look.
As RT mentioned, the withholding is basically serving as an interest free loan to the state. As the LA Times puts it,
“Think of it as a forced, interest-free loan: You’ll be repaid any extra withholding in April. Those who would receive a refund anyway will receive a larger one, and those who owe taxes will owe less.”
While it certainly provides relief to some of us to know that we will probably get the money back in April, for others the extra withholding may be dipping into an already tight holiday budget, or extra money they were hoping to earn some interest on. My guess is that even though RT has pointed out that the difference is probably hardly noticeable on the paycheck, people will still panic since most of the U.S. population is already actively cutting back on spending. Knowing the state is holding onto more money probably won’t do much to encourage consumers to spend more, which is what businesses typically depend on as we approach the holiday season. For those that, for whatever reason, would like to see their paychecks unaffected, the LA Times also suggests a workaround.
“Savvy taxpayers can get around the state’s maneuver by increasing the number of personal withholding allowances they claim on their employer tax forms, said Brenda Voet, a spokeswoman for the state’s Franchise Tax Board.
“People can get out of this,” she said, noting that most people would have to change their allowances through their employers. California’s budget leaders are banking on the hope that most won’t.”
Truth be told, I probably won’t take the time to file a new W-4 form at work but others may find this a good opportunity to hold onto more money per paycheck. For those who tend to glaze over government related news (I’ll admit to being one of them sometimes.. trying to change that), hopefully this provided some good, easy to understand information for you!
November 6, 2009
By Staatliches Hofbrauhaus (Munchen, Germany)
1 pint 0.9 fl oz (500mL) x2
The Hofbrauhaus am Platzl is a symbol for Munich’s hospitality, conviviality and sociableness. Guests from all over the world enjoy the famous specialties of Hofbrau Munchen there.
Hofbrau Original embodies the special atmosphere of the brewing metropolis Munich and carries this throughout the world. It’s full bodied, refreshing and its fine hard aroma have made it world famous. A Munich specialty with character!
Got this at BevMo! for $2.19, yet you can find this at any better beer store. Definitely a steal compared to other 500mL German beers. Poured out carefully into a 1L mug giving off a light sulfur aroma that fades into a soft floral yet spicy hop aroma with hints of corn and grainy malt sweetness in the background. The beer is golden in color and leaves a pretty resilient white head with brilliant clarity. I noticed some very small black specks on the head; I can’t tell if that came from the glass or the beer itself (yet its good to note in case). The clearness provides excellent viewing for its strong carbonation which almost rises up like soda bubbles (but smaller). A grainy pilsner malt taste dominates with a slight metallic taste on the back of the tongue. The malt profile is well supported by a moderate hop bitterness with a spicy hop flavor. The finish isn’t too dry but the malt kicks back in after the hops fade away. A medium bodied beer with moderate level of carbonation that provides a smooth mouthfeel. If you’re looking for a flavorful pale lager, this one is for you. Deliciously malty and supported by spicy hops which result in an excellent crafted commercial beer.
Category 1D: Munich Helles
Total: 43/50 — A-
November 1, 2009
Effective right after Halloween, November 1st, the citizens of California will be subject to a higher income tax withholding. This will last, at least, until the end of the year. Assuming we all file our taxes correctly (ha!) this will effectively serve as an interest-free loan to the state for the rest of the year. I suppose this is the state government’s alternative to raising taxes, knowing full well that they stand to rake in some money here if/when people get confused about how to file their taxes and subsequently receive less money back. Is that too cynical?
California is raising the withholding rate by 10% on your paycheck. What does this mean for you? The truth is you’ll hardly notice it. But let’s give an example just for fun!
Let’s say you’re single (or dual income married, or married with multiple employers) with zero withholding allowances and your biweekly salary is $1000. That’s equivalent to $52,000 per year. From January 1, 2009 to October 31, 2009 your biweekly paycheck would reflect the state withholding $20.63. From November 1, 2009 through December 31, 2009 your biweekly paychecks will now show the state gouging you out of $22.69!
I guess that’s relatively harmless, right? I guess things could be worse, but let’s just hope that the tax returns we’re expecting don’t come back in the form of IOUs. More food for thought: after three months, you’re out one footlong sandwich from Subway. Think about that…
The government site has a moderately useful FAQ and general 2009 Rates and Withholding details for you to peruse including PDFs of the actual withholding rates.
I think it was a John F. Kennedy that once said: Ask not what your country can do for you, but what you can do for The Terminator.